Psychic and Spiritual Guidance
Private telephone appointments with Monica Who. Long distance charges may apply; check with your telephone service provider and inquire about connection rates to Finland.
Payment Policy
Payments for appointments are processed online by PayPal, and transactions must be completed before your appointment with Monica Who can be confirmed. Credit card payments usually take just a few minutes to process (or sometimes a couple of hours), but bank transfer and e-check payments can take several days to process. Your appointment request will remain Pending until your payment transaction has been completed with PayPal.

You will receive email confirmation of your payment transaction from PayPal.

The length of your appointment cannot be modified after payment has been completed because the payment amount is determined by the length of appointment you selected.

Rates and payments are listed and handled in € Euro currency. A reliable currency converter is provided for your convenience at http://www.monicawho.com/spiritualpsychic.html